This area of internet commerce is becoming very competitive - and finally there are some solutions for online marketers who re non-US residents as well.
For funds transfer and to receive or make payments, e-gold is secure and well supported. You also earn a share of the transaction fees of your direct referrals.
For credit and debit cards there are many referral programs that offer cards with quick online approval. To compete, new entrants such as visarebates offer benefits such as airpoints in addition to referral commissions.
Join
The Automatic Downline Club at Yahoo!
viva rebates
My notes on this New launch offering $10 first tier referral commissions