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Downloadable Six-Month Cashflow Spreadsheet

Additional Services
Quick Tips
  • Do not go Guarantor
  • Buyer beware - Shop around
  • Read contracts thoroughly
  • Do you need it or want it?
  • Beware of advertising
  • Check your eftpos/credit card transaction receipts
  • Set achievable goals
  • If you cannot afford to save for it, you cannot afford to buy it on credit
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H B A T
 

 

The Hamilton Budgeting Advisory Trust is a member of the New Zealand Federation of Family Budgeting Services(Inc)

It is a non-profit organisation specialising in providing free budget advice (with ongoing consultancy), budgeting education, and the management of Summary Instalment Orders (SIO's). In special circumstances we manage a client's finances for a limited period.

 
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