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Downloadable Six-Month Cashflow Spreadsheet

Additional Services
What Can We Do For You

We Can:

  • Assist you to develop a household budget
  • Provide you with a six month budget forecast
  • Inform you of your consumer rights as required
  • Negotiate with creditors if necessary
  • Check that you are receiving your full benefit and family support entitlements
  • Help you to negotiate with Work and Income, the Courts and IRD
Education
Supporter HBAT
Family Website
Cost Saving Website
H B A T
 

 

The Hamilton Budgeting Advisory Trust is a member of the New Zealand Federation of Family Budgeting Services(Inc)

It is a non-profit organisation specialising in providing free budget advice (with ongoing consultancy), budgeting education and the management of Summary Instalment Orders (SIO's). In special circumstances we manage a client's finances for a limited period.

 
Education Website
Government Website

 

 

Who will   benefit from budgeting

Anyone can benefit from this service. Since it began in 1992 this agency has become well established and is able to provide:

  • an effective advocacy and negotiation service for those who need it
  • an efficient and professional service which provides low income earners and beneficiaries with the skill to manage their own finances
 
 


 

 
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