30th July 2005

Visit report Wellington 25th - 29th July 2005

Visit report for 25th July to 29th July inclusive.
Don Robertson , Graham Adams re Superannuation and Taxation ,
Dick Stark Les Howard re Health and Graham Stairmand.

The appointments started on the Monday at 9am and finished at 1pm on the Friday with most days starting at 8am and finishing at 6.30. but the visits were extensive.

During all the visits where appropriate and especially with Ministers it was stressed that our members main concern even above health concerns and the level of superannuation was the unregulated ever escalating cost of electricity and energy which have shown dramatic rises over the last 4 years.
It was pointed out that the costs of these increases had to come from a fixed income such as New Zealand Superannuation so that savings had to be made on food and clothing and transport.

The end result of this was that lack of the ability to have adequate heating meant early bedtime to keep warm and possibly entry to hospital with influenza and malnourishment – it is a fact that 15% of the admissions to hospitals are malnourished.

Annette King , Colin Feek , Dr Fran McGrath

Complimentary medicines

The agreement with Oz covers pharmaceuticals , medical devices and complimentary medicines. Agreement has been reached with big and small manufacturers and the importers i.e. the industry but there is still opposition from the health food importers mainly it would seem politically inspired.

It should be noted that there is no regulator for medical devices – prostheses et al, in NZ but there is in Oz .
Medsafe will still do checks and approvals which will also apply in Oz as theirs will here.
All products that claim to be a cure viz green lipped mussels for cancer would have to proved by research and results.

The control mechanism is risk based where the higher the risk the greater the regulation .
In essence there is a single NZ office and a single Oz office side by side working together and there is not overwhelming control by Australian States just the one OZ office.

Radiotherapists

Some time ago there was a shortage of radiotherapists such that patients were being sent to Australia for treatment .
Then 16 were trained a year and this has been increased to 38 per year , the basis being that from the second year they were paid on an increased level such that the provision of radiotherapist in NZ are now reaching the international standards .
They are bonded for the same time that their training is paid for in the 3 year course and the applicants per year for the course, 150, far exceed the 38 places .

Radiotherapist are also required for new prostate cancer treatment – the Bracey treatment where radioactive slivers are placed in the prostate and radiated for slow release seeded treatment.

Orthopedic procedures

The procedures as announced in the previous budget are ahead of budget in that 2000 extra have been done but sustainability has proved a problem as there are a shortage of 5 orthopods in the system and also the money for the nurses trained in orthopedics to back them up.

Interestingly it was commented that prescribing by optometrists is now allowed so that they can prescribe eye-drops etc.

Cataracts

We touched also on the difficulties that there were with ophthalmologists who are happy to accept the results of preliminary examination by optometrists when in the private system but reluctant to so do for the public system. Cataract operations have increased and because of higher throughput the cost of operations has come down .

PHOs and increased charges GPs/DHBs

The existing system between PHOs and GPs is one of trust, ethics and contract. With regard to increased prices being charged by GPs which may not have been submitted to and approved by the DHB. There is a complaint system as the MoH can call for a fee review which requires justification of the fee rise. The payment to GPs for practice nurses has not changed so that if there is a charge for services previously given free then this should be raised with the DHB.
The Minister also stated that Grey Power could be of great assistance in acting as a watchdog for doctor’s fees. 97% of the country is covered by PHOs and the average cost per visit nationwide is $24 – $28. The subsidy now paid to doctors is $26.75.
It is possible that there will be spot random checks on the amount doctors are charging if doctors do not pass on the major part of the subsidy to the patient

Hearing aids

This is in Hodgson’s Bailiwick but we did discuss this with the Minister . There is a “ get check “ programme of which we are not aware but details will be forthcoming. There is an environmental support services report on hearing aids which may help.
There was no information of the scale of charges by audiologists that were included in the final cost to client but they may well investigate this.

Hon Pete Hodgson Associate Minister of health.

It was to be noted that there were two officials at the meeting one being Judy Glackin the head of MoH Older Persons Health.

Rest home rehabilitation

Where specified or by request rehabilitation time is available in selected Rest homes . Asset and Income testing does not apply if rehabilitation is specified but only the first 6 weeks applies for which the DHB has purchased beds . If this is an optional choice then client pays

This is a relatively new incorporation into the rest home area and the Minister is enthusiastic about it. Home care industry travel issues

The last budget included a 12% increase in funding and currently the DHB and ACC are discussing that no home based care will be negotiated unless fair travel policy in implemented. The MoH and DHBs are in negotiation on the basis that of the $17 paid via the DHBs to providers some $11 gets to workers in the field ..

Contracts will specify a fixed percentage must go to workers but this has as yet to be agreed with providers.

Community First Projects 3 projects are under way and all are a little different – under the ASPIRE banner which includes Canterbury COSE (Co-ordination of Services For Elderly) project.
We discussed the Unpaid care industry where respite care is only concession. Minister agreed that it is a problem and indicated that this should be taken up with Ruth Dyson as it is in disability area.

NASC function

The Minister does not agree that it is a resource management tool as insists that the system has accountability and although gate-keeping the ultimate is that assessment be rigorous , thorough and uniform.

The solution is the use of the computer based interRIA a Canadian based program which has been successful elsewhere .
This is currently being trialed in NZ with 5/6 DHBs and involves a lengthier assessment than at present but mainly the same – however the result of the needs assessment depends on the availability of the treatment required – living circumstances , family situation etc

Hearing Aids

It was agreed that the $198 subsidy for the elderly was meagre and also appreciated that the cost of hearing aids was beyond most elderly but apart from this recognition no indication that it was considered a problem.

Hon Chris Carter Minister for Local Government and Housing

The meeting was with Minister and his officials. Discussed the rebate scheme and asked if it would be indexed to prevent it falling into the same trap of the low threshold in the future. The officials were not sure but considered that the gap between the payment of the married couple rate of NZS and the threshold of $20,000 was sufficient at this time.

( it was only after the meeting that we realised that the threshold was below the married rate of superannuation )

The Minister, supported by the officials, advised that the regulations to make the Rates Rebate an actuality have been presented as Orders in Council so they have been cemented in place by this means. We did circulate this advice to the Associations as it was considered good news as the Rates Rebate Scheme is important to us and a credit to the Government but it fell apart when we were subsequently advised that the regulations have not gone to the Governor General as orders in Council.
This is a pity as Orders in Councils are rarely reversed by an incoming opposition..

The Minister is now responsible for Retirement Villages Act and advised that the Retirement Commissioner had sent out documents for consultation and is preparing advice for the Minister on the changes to the code submitted by the RVA.

Grey Power have not received any notification and we expressed concern to the Minister .

Jim Anderton - Minister for economic Development and Leader Jim Anderton Progressive Party.

Minister Anderton explained at length his view on a number of topics which was really a repeat of previous meetings .

He lamented that the good things arising from them as a coalition partner like establishment of Kiwi Bank and four weeks annual leave are not recognized by the public.

If his party is part of the next government then he will like to promulgate .

There was some discussion on the cost of the 66% figure as the research done by the team that advises Progressive have factored in adjustments because of average wage rises which have not been a consideration over the last 6 years.

Hon Steve Maharey Minister for Social Development & Superannuation.

The recent letter from Work and Income from Auckland & Christchurch offices summoning the 60 – 65 year old bracket to a job interview to discuss employment with non attendance punishable by removal of current payments was raised.

We advised that we had discussed this with Mike Smith the GM Regional Offices and a different letter has been raised.

In essence the letter clarifies that there are job opportunities becoming available for mature workers which might interest this group.

We mentioned the rates rebate scheme and expressed disappointment that there was no individual announcement to our organization even though individual MPs may have written to their constituents, those members that were in opposition held electorates would be unaware.

We expressed concern re the single benefit scheme because it has not as yet been clarified as to how that would affect the disability allowance that a lot of elderly receive.

The Moloney petition was raised and we confirmed that this was not a Federation initiative.

The possibility of raising the level of NZS to 66% per cent was discounted but we will be provided with data from the MSD so that we know what advice has been given to government on this issue to make this decision.

We will receive details of the SAGES program which is based on Super Grans but unfortunately male participation is limited and minimal.

Dr Michael Cullen Minister of Finance.

Very short interview as he was called by the PM.

In essence there is no intention of correcting the anomaly of the NZS being based on the previous December Quarter CPI figured that it falls below the 65% over the year as this has always occurred .
Also there is no consideration to raise the level to 66% to forestall the situation.

Retirement Commissioner’s Office.

Met with Diana Crossan & Wendy Proffitt,
The summary of the 180 submissions has now been done and they anticipate that there will be a launch of their recommendations to the Minister to which we will be invited.
We discussed their website and were asked to direct our members to the site where there is much information for the 65+……. website reference. www.sorted.org.nz

Barbara Stewart NZ First Senior Citizens Spokesperson.

She is the nominated spokesperson in this area – were supplied with a brochure which gave details of all their policies. Is a very nice person but prefers that information about anything other than senior citizensbe referred to the Leader.

Hon Ruth Dyson .Minister for Senior Citizens and Disabilities.

Commenced with a grumpy complaint that we had been misinformed by a Minister and the resulting communication to the associations had to be withdrawn making us look very foolish.

Talked about work and Income and their letter to 60 – 65 year olds from Auckland and Christchurch offices about job interviews and penalty for non-appearance.
Advised that we had discussed a revised letter with Mike Smith GM Regional Offices and the situation seems to have been resolved but it should have never arisen in the first place.

Asked where the Bill for the Power of Attorney was and advised that it was held up because of regulations and definition of impaired. Difference of opinion between Justice Ministry and Office for Senior Citizens.

The Office for Senior Citizens will be working on a code of practice for Equity Release and we will be involved.

The Lehmann case for asbestos poisoning was raised . From 1992 t0 2001 there were no lump sum payments for ACC . Introduced lump sums then in 2002 – for less than 10% impairment there was nothing but above it was graduated. The problem then raised was that there had to be a date of enactment and injuries before that discounted .
If asbestos was `accepted as a pre condition then this could bring a lot of other conditions . It was decided to set a date 2002 and have an independence allowance from that date of $65 per week with option of capitalizing the $65 for 5 years as a lump sum.
In a review of the Lehman case a decision was given for a lump sum payment – the ACC disputed this and took a case to court but funded the appeal that the Lehmann made as well as its own case.

ACC – if over 65 one can get compensation for loss of earnings for a year but after that make a decision to continue with either ACC or NZS.

Caregivers transport Transport NZ will issue data which will correct this in that it so not a passenger carrying service and exempt caregiver from the hire problem.
However the caregiver should check that the individual insurance policy allows the caregiver to drive clients car.

Darren Hughes Junior Whip Labour Party MP for Otaki.

As always a very welcome visit where we discussed a number of the current problems like health , electricity prices and superannuation..
We particularly emphasized the ever escalating cost of electricity to the consumer by the retailer without any justification.
We covered the welcome increase in the level of the cataract operations although still some 60,000 outstanding in the elderly sector , the increase in orthopedic procedures but the severe disability that the elderly suffer from lack of hearing and the total inadequacy of the $198 subsidy for hearing aids for the elderly..

We commented on the $300 million cost of removing the interest from student loans is that we considered that perhaps being able to borrow money without interest would need some considerable policing. It was interesting that after a budget that promised very little and if so far in the future that this money came from a $1.9 billion contingency fund.

Superannuation and the inability of the government to accept that the current system of using the December quarter CPI and applying the adjustment at the following April , inevitably means that the level of payment will fall below the statutory 65% minimum level and government’s acceptance that this is acceptable.

We also commented an a Minister of the Crown giving us incorrect information..

Anne Foley & Stephen Jacobs MoH

Anne is Senior Adviser Residential Care while Stephen is Senior Advisor Service Development. Both are in the Older Persons Directorate.
Anne talked about the Environmental Support service report from DRC Auckland which is to prioritise the issues. Accessibility deal with those in and above Auckland while Enable in Palmerston North cover the rest of the country.
In housing the elderly are missing out with band considerations and the fact that the cost of support is escalating .

We talked about the income test for long term residential care and confirmed that the first $780 of income is exempt but for the resident all but the hospital rate is used from the NZS to pay for the care . the rest of the payment is the greater of either the $636 subject to CPI adjustment or the rate that is paid to local rest homes. The remainder of the payment comes from family income of which 50% of any private pension or annuity is exempt but any income from investments is used but not income from employment that the partner at home may have.

Stephen Jacobs was asked about the NASC Needs Assessment and Service Co-ordination which was created in 94/95 to address the problems of those that had a disability that lasted more than 6 months
This was launched in the time when there were four RHAs all of whom operated their own health system and all treated the NASC function differently.
Some used it strictly as resource management and strictly adhered to 4 hours personal and two hours domestic care irrespective of the needs of the client while others provided the service the client actually needed

. In 2003 there were 21 DHBs in which the NASC teams had different briefs :- 11 handle all age groups , 5 for 65 plusonly and 5 for less than 65 . – that is they have NASC teams in house that did these functions while the others were catered for by outside agencies Canterbury for instance only did 65+ and Lifetime , an Agency, provided the NASC function for the other ages.

The NASC in a DHB can either be internal or contracted out to an agency .
For the 65+ people there are available a number of funding sources – DSS funding , personal health , mental health and ACC.

The individual patient either wants or needs nothing or has various needs . The NASC system while it is considered by some to be a resource management tool for funding is basically designed to provide patients needs. The DHBs makes the scheme work either in house or through an outside agency.

The current scheme is based on assessment being rigorous , thorough and uniform . the patient is triaged i.e. is interviewed by three professionals – a Doctor , social worker and nurse so that there is one single point for assessment. – which may determine that the patient goes to a specialist , a social worker etc so that the interview identifies what happens next.

. This assessment is either in house or contracted – for Wellington the DHB is contracted to Nurse Maude a Christchurch based organization. In addition outside the NASC system the GP or the emergency department of a hospital can refer the patient to a scheme like COSE which is coordinated services for the elderly , a scheme developed ion Canterbury and is a model for other areas.

In the current system there are 5 bands ranging from where there is very low level of care needed to very high with the monetary restrictions of $750 to $450 .

Attention is now being given to consider the treatment possible which if it involves say $15,000 per year over 5 years that it may be cheaper to do the operation now.
To help in this determination the individual is matched to one of the 5 bands in the expenditure levels.

The NASC system is slowly turning to a patient orientated scheme but not all DHBs operate it in this way.- for instance with cataracts that may be severe enough to require treatment in the home to the extent of $50 per week over an extended period it may be cheaper to do the operation .

David Rea G M Older persons advisory group : Ministry of Social Development.

Marcel Lauziere author of the poverty report.
This is a relatively new department in MSD and it specifically deals with the elderly

A little time ago they issued a statement on poverty in NZ which had added to it a statement by the reporter that attended the launch . The statement set a level of poverty as $27,600 which is well above the married rate for New Zealand Superannuation – we made a media release on this figure which has subsequently proved wrong. The letter from the CEO of MSD, Peter Hughes, has been circulated to the Associations and this gives the correct figures for the poverty level as derived from this study..

We attended a meeting at which Bryan Perry the author of the study gave a special presentation to us .

We have copies of the power point presentation available if you wish so please request from the Office. The presentation was very good but the paper may be somewhat lacking as there was a lot of verbal explanation of the slides.

The basis of the research that led to the paper was to consider the various types of families ranging from one where there is just a single person to where they are married couples with children. In the considerations it was conceded that 2 or more people income sharing can live more cheaply than one..

It was considered that after housing costs was the best way for comparison and to use equivalised income as a a way of putting all households and economic family units on a reasonably comparable footing for income analysis based on the concept that 2 or more can live together more cheaply than when each lives on won and that children cost less than adults. Who are the 65+ poor – this done using an after housing cost income measure as in the social report.

A fifth of the 6-7% below the line are mortgage free home owners who have before housing cost income below NZS rates – the rest are renters or home owners with a mortgage with relatively high housing costs ( $5,000 to $8,000 pa) and only NZS as income . Almost all are single and two in three are female this is consistent with the results from the living standards research.

Mike Smith Secretary of the Labour Party.

We had a conversation with Mike re the Labour party and the fact that it is not possible to have all things and the best way to vote is to place the party vote with the Labour Party .

Apart from him seeming to be singly uninterested in the level of superannuation we just talked in generalities about the future possible government of the country but in superannuation he was in effect following the party line.

Mike Ward Green Party

Originally the meeting with Mike was to be expanded by other members of the Greens but with the date of the election having been announced they were elsewhere.
Senior citizens are important to the Greens although there attractions may well be with other age groups . They consider it important that people should be able to stay in their own homes.

The money supporting the Cullen fund could be more wisely invested here in adequate homes for people , in the health system and solving the comfort of the elderly in that they are living in healthy and not damp ill ventilated dwellings.

Care givers in the home are not paid enough . It is considered that residential care is very expensive and one is better off in own home . To this end there should be a program to retrofit a home and there should be an energy audit for all new homes with wind power being more affordable should be the main choice for generation as neither hydro nor coal is good for the environment.

There was a little discussion on the use of wood burners which is not favoured .

Finally on the matter of the level of NZS there was some empathy to lift the base level of NZS.
Mike is always an interesting character to talk to .

Prime Minister The Rt. Hon Helen Clark

We met with the PM who talked with us for an hour or so and we were joined in the latter stages by the Hon Ruth Dyson.
Todd Krieble , Policy Advisor to the department of the Prime Minister and Cabinet was in attendance.

We firstly expressed our concern that we had received inaccurate information from a Minister re the rates rebate Scheme and made the point that it was a very good piece of PR for the government and that it should be advertised widely when the actual orders on council go through. The PM did comment that orders in Council can be changed by an incoming government so are not set in stone.

We had been told by other Ministers that they had written to their constituents re the rates rebate scheme but we commented that there were many elderly in non government electorates who would not necessarily be aware as there had been little media publicity about the scheme.

We talked of the burden of the ever escalating price of electricity and the effect the cost of this has on the living standards of the elderly on fixed income.
The Prime Minister was also very interested in heat pumps as an alternative home heating and the cost of operating same.

Cataracts and our appreciation of the latest moves to increase the number of procedures was mentioned as were hearing aids and the impossibility on the current subsidy for the elderly to purchase them, the variable nature of accessing elective surgery.

The impossibility of living on the base rate of NZS against the background of rising costs and the retrospective nature of CPI adjustments was stressed . We strongly advocated our desire to see a lift in the level even if only to 66% to prevent the level as it does falling below 65%.

The meeting was pleasant and informative.

Winston Peters Leader NZ First

Met with Winston and his advisors . They are very pleased with their polling and believe that they have a good chance of at least retaining the same number of seats.
Winston stressed that his commitment is to bring to those that vote for him fruition of the election promises that he has made and those he will make in the election campaign.

He was non committal as to whether he would be part of a coalition and one got the impression that he would be happy to stand to one side and support a minority government in certain policies in return for implementation of some of his policies.

For senior citizens NZ First offers a gold card of benefits , higher superannuation , lower medical costs , reduced rates , power and telephone charges and increase the income that may be earned by non qualified spouse.

Dr Paul Hutchinson Shadow Minister of Health National Party.

Has no intention to change the existing structure as the sector has had too much disruption over recent periods. His aim is good clinical and communication competence.

They are committed also to strong primary care strategies which includes the PHOs although has some doubts about the smaller PHOs which seem to cost more.

Will not be cutting health expenditure and will continue with present level but will be evaluating the system . Has some concerns re the shortage of specialists and is aware of the care givers in the home problems which would be addressed by his government

Concerned with the cost of Rest Homes and the provision of fees for rest homes – perhaps would consider a gradual adjustment to fees based on an increase in productivity.

Dr Don Brash Leader of the Opposition and National Party John Key Finance spokesperson.

Re the proposed changes to the older drivers' regime, they concede that the cost of older drivers' licenses is too dear and would look to reduce that cost in Government.
As to the change in regime to non mandatory test the older driver, they have not been privy to the Transport review's recommendations and their basis, but would sympathetically consider those recommendations in Government.

John Key is to confirm our understanding that, because the married rate of superannuation is based on the nett average after-tax ordinary-time weekly wage, tax cuts would not affect the amount actually received by superannuitants, except that in due course, when the decrease in tax raises the after-tax weekly wage, the amount received by superannuitants may rise.

The nett value is grossed up to include tax so that those people receiving other income can include NZS in their tax calculations.
If that understanding is correct, this in effect means that tax cuts would not immediately affect the income of a superannuitant.

A National government would maintain the current 65% level of NZS at age 65, without means test or surcharge, and would also continue with the current $2 billion annual contribution to the New Zealand Superannuation Fund. They did not favour an increase in NZS.

The situation of continually escalating electricity prices was raised and acknowledged. The National Party people blamed that situation very largely on two factors: